Did you know we just released some awesome updates to Super & Pension modelling in Xtools+?
It’s no secret that our Product Manager, Lana Graham, is obsessed with ensuring paraplanners have access to the best modelling tools in our industry. And one of the ways she does this is by staying close to those using the tools and actually acting on their feedback.
The most recent evidence of this is the launch of our Xtools+ Super and Pension "Revisited" updates, designed to slash cognitive load and eliminate the "treasure hunt" for key settings. While the July 2025 release delivered many strategic wins, this update focuses on the user experience, introducing a cleaner UI, smarter transaction menus, and dynamic sliders to replace clunky dropdowns.
Strategic New Features
- One-Screen Super Consolidation: Roll over multiple existing super funds (including SMSF and Untaxed funds) into a single account in one step, bypassing the need for manual "transfer account" steps.
- Automated Regular Rollovers: Set "Target Balances" for specific funds. The system acts as an automated sweep, moving surplus funds to primary accounts while retaining exactly what is needed for strategies like insurance premium shields.
- End of Period (EOP) Transactions Screen: A dedicated new hub for actions occurring at the end of the financial year, such as personal deductible contribution top-ups and spouse super splitting.
- Untaxed Fund Reboot Strategy: A new seamless workflow to model pension reboots from untaxed funds by combining regular rollovers with the reboot tool.
Workflow & UI Enhancements
- Dynamic Sliders: A new slider replaces the confusing "10-year dropdown," allowing for seamless visibility throughout the entire projection period.
- Contextual Pop-ups: Live data points (balances and caps) are now displayed directly inside input windows, eliminating the "memory test" of having to remember figures from the previous screen.
- Smarter Navigation: * Date Hyperlinks: Change projection settings and key dates (e.g., "Buy a Home") directly from the transaction screens.
- Unified FHSSS & Downsizer Menus: More visible, detailed options that allow data entry for both partners from a single screen.
- Visibility Upgrades: Concessional Cap data is now shown directly at the bottom of Start of Period (SOP) displays.
Updated Defaults
- Working Cash Account (WCA): Default interest rate changed to 0%.
- Contribution Indexation: Default indexation for both Concessional and Non-Concessional contributions changed to 0%.
🌟⤵️Give a huge shoutout to Lana below if any of the items on your feedback list made this round of updates! ⤵️🌟
